Transfer Money Between Bank Accounts - Western Union (2024)

Whether you need to send money around the corner or around the world, we make it easy and reliable to transfer money to your loved ones’ bank accounts.

Learn how to transfer money to another bank account today.

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Transfer Money Between Bank Accounts - Western Union (1)

Reliable
Send your money with confidence thanks to our encrypted money transfers

Reliable
Send your money with confidence thanks to our encrypted money transfers

Trusted worldwide
Millions of people around the world choose to send money with Western Union

Trusted worldwide
Millions of people around the world choose to send money with Western Union

Simple and fast
Choose the way to pay that suits you and your friends and family

Simple and fast
Choose the way to pay that suits you and your friends and family

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You’ll both earn a $20 Amazon.com e-gift code*.
Terms and conditions apply.

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Learn how to transfer money to another bank account

1

Register and verify your free profile

Log in or Sign up your profile for free to transfer money from your bank account. You can verify your profile using your United States driver’s license, passport or government-issued ID.

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2

Choose the amount and destination

Enter the destination and the amount you’d like to send. Select ‘Bank account’ as the receive method.

3

Enter your recipient’s details

To transfer money to someone else’s bank account, you’ll need to have their details to hand. Enter your recipient’s details to transfer money directly to their bank account.

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4

Select a payment method

Choose whether to pay with your credit /debit card, or transfer money with your bank account.

5

Confirm, send and track your transfer

Your money is on its way and can arrive in as little as a few minutes, but it can take up to four business days if funds are sent from your bank account2. You and your receiver can keep tabs on the money transfer with the tracking number tracking number (MTCN).

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  • 1

    Register and verify your free profile

    Log in or Sign up your profile for free to transfer money from your bank account. You can verify your profile using your United States driver’s license, passport or government-issued ID.

    Transfer Money Between Bank Accounts - Western Union (7)

  • Transfer Money Between Bank Accounts - Western Union (8)

    2

    Choose the amount and destination

    Enter the destination and the amount you’d like to send. Select ‘Bank account’ as the receive method.

  • 3

    Enter your recipient’s details

    To transfer money to someone else’s bank account, you’ll need to have their details to hand. Enter your recipient’s details to transfer money directly to their bank account.

    Transfer Money Between Bank Accounts - Western Union (9)

  • Transfer Money Between Bank Accounts - Western Union (10)

    4

    Select a payment method

    Choose whether to pay with your credit /debit card, or transfer money with your bank account.

  • 5

    Confirm, send and track your transfer

    Your money is on its way and can arrive in as little as a few minutes, but it can take up to four business days if funds are sent from your bank account2. You and your receiver can keep tabs on the money transfer with the tracking number tracking number (MTCN).

    Transfer Money Between Bank Accounts - Western Union (11)

How to transfer money to someone else’s bank account with our app

Transfer money to another bank from the app or start a transfer and pay at an agent location.

Track your money transfer in real time.

Send cash to a chosen bank account again, quickly.

More ways to transfer money to bank accounts around the world

  • Transfer Money Between Bank Accounts - Western Union (12)

    On the go with our app

    Send money on the go, at the grocery store, the gym, or from wherever you are with the Western Union® app.

    Download international money transfer app
  • Transfer Money Between Bank Accounts - Western Union (13)

    With no fees3 to select countries

    Transfer money to someone else’s bank account with zero fees to select countries when you pay using your account. Easily check the cost of other money transfers with our price estimator.

    Calculate cost of money transfer
  • Transfer Money Between Bank Accounts - Western Union (14)

    Send money in person

    Easily transfer money to another bank from more than 61,0004 Western Union agent locations in the US alone.

    Find a location near you

Transfer money to a bank account today

Sign up now

Quick and easy registration

It’s easy to register and transfer money to another bank account via our mobile app or in person today.

Track your payments

You can easily track your transfer online or via our app.

Pay the way you like

Pay using your bank account or credit/debit card1.

Convenient locations

Send money from a Western Union® location to your receiver’s bank account.

Sign up now

Ready to send money?

Transfer money from one bank account to another today – it’s an easy, reliable way to support your loved ones, wherever they are in the world.

Send money

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Connecting customers around the world

As a company working in cross-border, cross-currency money movement, Western Union aims to help grow economies and create a better world. Register with Western Union to send money to another bank account almost anywhere in the world. So, go ahead: send money with us and enjoy ease of use, reliable service and all the other benefits we have to offer.

Encryption to help protect your money transfers

We’re committed to keeping your data secure

Money transfers at your fingertips with our app

Start sending to a bank account from the app.

Track your money transfer in real time.

Easily send again to your loved ones’ bank accounts.

Scan the QR code to download the WU app.

4.8 /5

Rating as of September 15, 2020.

Transfer Money Between Bank Accounts - Western Union (16)

4.4 /5

Rating as of September 15, 2020.

Transfer Money Between Bank Accounts - Western Union (17)

Transfer Money Between Bank Accounts - Western Union (18)

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The reliable way to transfer money to bank accounts around the world

Find out how to transfer money to another bank, virtually anywhere in the world. Send money the way that works for you: online, with the Western Union® app or in person at an agent location. Choose your country to get started.

Choose another country

Frequently Asked Questions about sending money to a bank account

How do I send money to someone else’s bank account?

1. To transfer money to another bank, start by logging in or signing up and verify your free profile. Click ‘Send now’ to start your money transfer.
2. Enter the destination and amount you’d like to send. Transfer times vary per destination, but you’ll be able to see these as you make your selections.
3. Select ‘Bank account’ as the receive method. You can select a past receiver or enter their bank account details. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries. You can search for the country you want to send money to for more details on the banking information you need here.
4. Pay with your credit1/debit card or bank account.
5. We will send you a confirmation email with a tracking number (MTCN). You can share this number with your receiver to track the funds.

How do I transfer money from bank to bank?

1. Log in or sign up and verify your free account. Click ‘Send now’ to transfer money from your bank account.
2. Enter the destination and amount you’d like to send. Transaction times vary per destination, but you’ll be able to see these as you make your selections.
3. Select ‘Bank account’. You can select a past receiver or enter your receiver’s bank account details. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries.
4. Select ‘Bank account’ as your payment method.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

How do I transfer money to another person’s bank account with the Western Union® app?

The Western Union® app lets you transfer money to another bank account in just a few taps.

1. If you already have the Western Union® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register a profile with your email address. You can verify your profile using your driver’s license, passport or government-issued ID.
2. Start a transfer by entering the destination country and the amount you’d like to send. Choose the payout method that works for you: directly to a bank account, for cash pickup or to a mobile wallet5 based on your receiver’s country. Enter your receiver’s details.
3. Pay for your money transfer via credit/debit card1, or with your bank account.
4. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.

Download the Western Union app

How do I transfer cash to a bank account?

You can transfer cash to someone else’s bank account by visiting a nearby Western Union location.

1. Start by visiting an agent location near you.
2. Head to the counter with a valid, government-issued ID and phone number. To send cash to a bank account, you’ll also need your receiver’s bank details, as well as a bank statement, tax return or payslip.
3. Pay by cash.
4. Collect your receipt. Take note of your tracking number (MTCN) and share it with your receiver. They’ll need it to receive their money.

Still have a question or need help?

Visit our Help Center for more information on how to transfer money to a bank account.

FAQ

1 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

4 Network data valid as of 30 September 2021.

*Terms and Conditions apply. Restrictions apply, seeamazon.com/gc-legal

Transfer Money Between Bank Accounts - Western Union (2024)

FAQs

Can I transfer money from Western Union to another bank account? ›

Transfer money to bank accounts around the world. You can save your receiver's information to make repeat bank transfers quick and easy. The Western Union® app lets you send money from wherever you are, directly to your receiver's bank account. You can also start a bank transfer on the app and pay at an agent location.

Does Western Union ask for bank details? ›

You'll need the receiver's bank account details. The requirements vary by country, but usually include: Your receiver's bank name and code.

How long does it take for a Western Union transfer to a bank account? ›

Money in Minutes service for pick up at an Agent location – generally delivered within minutes*. Next Day service for pick up at an Agent location is generally available the next day*. Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country.

What details to give for a bank transfer? ›

What details are needed for a bank transfer?
  • account holder's name.
  • account sort code and account number.
  • amount you want to pay.
  • date you want to make the payment (if not immediately).

How to transfer money between bank accounts? ›

Steps for Transferring Money Between Banks

You can move money from one bank to your other one online in a few steps: Log into your bank's website or connect via the bank's app. Click on the transfer feature and choose transfer to another bank. Enter the routing and account numbers for the account at the other bank.

How do I instant transfer with routing and account number? ›

If you want to make instant transfers with routing and account numbers without verification, you can rely on money transfer apps such as Zelle, Wise, PayPal, or other digital banking services. These apps make it easy to move money fast using your routing and account numbers.

How does Western Union verify bank account? ›

Frequently Asked Questions
  1. Log in to your Western Union profile and choose Start verification. ...
  2. Select a bank from which your details can be authenticated.
  3. Log in using your bank credentials.
  4. Enter bank login ID and password.
  5. Once your authentication is completed successfully, your profile will be verified immediately.

What details do I need for a Western Union bank transfer? ›

Information needed to send money to a bank account
  • Name and surname, as they appear on your national identity card.
  • Recipient's first and last name.
  • Country and, if applicable, full address.
  • Country and, if applicable, full address of the recipient.
  • Phone Number.
  • Account Number.
Nov 28, 2023

What bank info does Western Union need? ›

To make an internal or external domestic transfer online or in person, you'll typically need: the name on your receiver's bank account. your receiver's IBAN (international identifier of the bank account). your receiver's BIC (bank identifier code, also known as SWIFT).

How to transfer money to another bank account without online banking? ›

Write a check. A traditional way of transferring money between banks is by writing a check and depositing it either at a bank branch, online, through a mobile app or by mail. A money order can be used instead, though some bank's websites and/or apps lack the capability to deposit a money order.

How do I transfer money from one account to another? ›

You can use your bank's online banking platforms like internet and mobile banking to send money online to your beneficiary:
  1. Log into your internet or mobile banking platforms.
  2. Go to the 'Fund Transfer' or relevant option.
  3. Select the preferred mode of transfer. Typically, you can select the following options:
Sep 11, 2023

Is Western Union faster than bank transfer? ›

Both Western Union and your typically US bank will take many days to deliver an international money transfer. However, Western Union offers expedited service that could shave that time down to minutes, depending on where you're sending it.

What details are required for bank money transfer? ›

What are the required details for a bank transfer?
  • The full name of the recipient.
  • The amount of money you want to transfer.
  • Your recipient's 6-digit sort code.
  • Your recipient's 8-digit account number.
  • A payment reference (usually with your name, so the recipient can identify the source of money)
  • Date of transfer.
Sep 4, 2023

What information do I need to transfer money to another person's bank account? ›

The bank account number of the person you are sending money to. Generally, this number is located in the middle of a check or deposit slip. The bank routing number (this is a nine-digit number that identifies the specific bank holding the account you are sending money to).

What recipient information is needed at Western Union? ›

Your government-issued ID to be shown at the agent location. Your cash or debit card to pay for the transfer amount and fees. Your receiver's first and last name, to be entered as it appears on their government-issued ID.

How much does Western Union charge for bank to bank transfers? ›

Outgoing wire transfer fees range from $20-35 for domestic transfers, and $35-50 for international transfers. Incoming wire transfers may range from $0 to $16. To estimate international and domestic transfer fees, use your bank's transfer service online calculator (if available).

Can you transfer money from Western Union to a debit card? ›

You can transfer money online to a debit or credit1 card by following these steps: Register for a free Western Union profile or log in with your details. Click 'Send now' and choose the country where you want to send money. Select how much you want to send and choose the debit or credit1 card' option.

How much can I transfer from Western Union account? ›

Once verified, you can send up to 50,000 USD.

How can I send money to someone immediately? ›

Best Money Transfer Methods
  1. Zelle. Zelle can be used online, through the Zelle mobile app or through participating banks' online banking platforms. ...
  2. PayPal. PayPal lets you send, request or collect money online or with the PayPal app. ...
  3. Venmo. ...
  4. Western Union. ...
  5. Walmart2Walmart.

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