What store credit card can I get with a 500 credit score? (2024)

What store credit card can I get with a 500 credit score?

The best store credit cards for bad credit are the Montgomery Ward Credit Account and the Amazon Secured Credit Card. Both of these store credit cards accept applicants with bad credit scores, have $0 annual fees, and report to the major credit bureaus.

What credit card accepts 500 credit score?

What is the easiest store card to get approved for?

Can I get an Amazon card with a 500 credit score?

The best store credit card you can get with a 500 credit score is the Amazon Secured Credit Card, which has a $0 annual fee and offers 2% cash back on Amazon purchases if you are a Prime member.

What credit score is needed for store cards?

Some store cards will approve applicants with scores as low as 550, which is considered poor. There is no defined range for a fair credit score, but typically a FICO score between 580 and 669 are considered fair.

Can I get a Discover card with a 500 credit score?

The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there's no minimum credit score requirement, such as the Discover it® Secured Credit Card which you can get with a bad credit score (below 640).

What is the easiest unsecured credit card to get with a 500 credit score?

Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®. While these cards are geared toward people with bad credit and have easy approval odds, they tend to charge high fees and interest, which can make building credit costly.

What credit score is needed for TJ Maxx credit card?

You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above. Your credit score won't be the only factor taken into account, however, so this is only a guideline.

Is there a credit card that approves everyone?

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

Can you get a Walmart card with bad credit?

Joyce Brown, WalletHub Credit Card Analyst

You probably can't get a Walmart Credit Card with bad credit because this card requires at least fair credit for approval. That means your chances are best if your credit score is 640+. The Walmart® Store Card has the same credit score requirements, too.

What is the lowest credit score for Amazon Store Card?

Approval odds

Typically, you can qualify for Synchrony's Amazon store cards with a fair credit score (580 to 669). On the other hand, you'll likely need at least a good credit score (670 to 739) to qualify for one of the Amazon Visa cards from Chase.

What credit card can I get with a 480 credit score?

The best credit card for a 480 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee.

What score do you need for a Walmart card?

To be approved for a Walmart credit card, you typically need a credit score in the fair to good range, which generally falls within the 580 to 740+ range. However, it's important to note that the specific credit score requirements may vary depending on the type of Walmart credit card you're applying for.

What store credit cards are easy to get with bad credit?

The best store credit cards for bad credit are the Montgomery Ward Credit Account and the Amazon Secured Credit Card. Both of these store credit cards accept applicants with bad credit scores, have $0 annual fees, and report to the major credit bureaus.

What credit score is needed for a Kohl's credit card?

The Kohl's Credit Card approval requirements include a credit score of 640 or higher. This means you need at least fair credit to get approved for this card. Keep in mind that the issuer will also consider your credit history, income, and existing debt obligations when making a decision.

What is the lowest credit score for a Discover card?

You can get a Discover credit card with any credit score or even no credit history at all. Discover has credit card options to fit every consumer. If you have bad credit or no credit history, you could get a secured card with Discover.

Can I get an unsecured credit card with a 500 credit score?

Yes, you can get an unsecured credit card with a 500 credit score, but you will likely end up with high fees, high interest rates, and a low credit limit. The best unsecured credit card to get with a 500 credit score is the Credit One Visa card.

What is the lowest credit score to get a credit card?

You need a credit score of 550 to 750 to be approved for an unsecured credit card, depending on the card.

Which credit card has no credit check guaranteed approval?

The easiest credit card to get with bad credit (a credit score of 300-639) is a secured credit card with no credit check such as the OpenSky® Secured Visa® Credit Card or the OpenSky® Plus Secured Visa® Credit Card. This type of card requires a deposit but doesn't check your credit history, making it very easy to get.

What is the second chance credit card?

Using a credit card responsibly can help you reestablish your credit. If you're unwilling or unable to pay the deposit to get a secured card, you have another option: A “second-chance” credit card with no security deposit required.

What store cards can you get with a 550 credit score?

Is it hard to get Target credit card?

Your income, employment status, debts, and housing information matter, too. But your odds of approval are generally higher if you have a credit score above the 640 mark. Here are the Target Credit Card requirements for approval: Minimum credit score: 640+ (at least fair credit)

How to get approved for TJX Credit Card?

WalletHub, Financial Company

The credit score that you need for the TJX Credit Card is 700, at a minimum. That means people with at least good credit have a shot at getting approved for this card. The TJX Store Card, on the other hand, requires a 640+ credit score (fair credit).

What store credit card can I get with 600 credit score?

The best store credit card you can get with a 600 credit score is the Amazon Secured Credit Card. It has a $0 annual fee, offers 2% cash back on Amazon purchases if you are a Prime member, and requires a minimum security deposit of $100, which makes it easier to get with bad credit.

What is the easiest and fastest credit card to get?

The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get approved for because there's no credit check for new applicants. In addition to being easy to get, the OpenSky Plus Card has a $0 annual fee and reports to the major credit bureaus, making it easy to save money and build credit.