U.S. Bank Platinum Card Credit Score Needed (2024)

FAQs

U.S. Bank Platinum Card Credit Score Needed? ›

What credit score do I need for the U.S Bank Platinum? U.S. Bank recommends having a good to excellent credit score for feasible approval, which will range from 670 to 850 on the FICO scale.

You'll need at least good credit to qualify for the U.S. Bank Visa® Platinum Card. Generally speaking, “good credit” is defined as a score of at least 690.

Minimum credit score

For U.S. Bank customers: 660. For non-U.S. Bank customers: 720.

Anecdotal data from cardholders suggests that credit limits for the U.S. Bank Visa® Platinum Card range from $500 up to $20,000. U.S. Bank does not publish credit limits for this card.

Visa Platinum Requirements

Applicants with a credit score of at least 760 or higher are more likely to get the lowest rate (subject to change). The minimum credit line is $1,000, and you can ask an SCCU Team Member for an increase.

You must have good to excellent credit (670 to 850) for feasible approval, which reduces the number of eligible applicants. The card has a limited number of perks and benefits compared to other balance transfer cards.

U.S. Bank personal checking clients with credit approval may be able to borrow up to $50,000. Those without a U.S. Bank account may be able to borrow up to $25,000.

U.S. Bank Cash+ ^® Secured Visa ^® Card.

Is it hard to get a U.S. Bank credit card? It's not hard to get a U.S. Bank credit card, but this depends on your credit score and the card you choose. Most U.S. Bank credit cards are intended for consumers with good credit, which is a FICO® Score of 670 or higher.

Does U.S. Bank Give Instant Approval? Yes, U.S. Bank credit cards may give instant approval when you apply for one of their cards online, though getting approved for an account immediately is never guaranteed.

Who qualifies for a platinum card? ›

You can qualify for the American Express Platinum card by having at least good credit and enough income to make monthly minimum payments. Other requirements to qualify for this card include being at least 18 years old and having a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).

The U.S. Bank Executive Platinum Card program offers senior executives an exceptional array of premium benefits and travel services that extend the value of the U.S. Bank Corporate Card or U.S. Bank One Card program. U.S. Bank service teams are ready to help you get the most out of your card program.

U.S. Bank is one of the five largest banks in the United States and one of the top 10 largest credit card issuers. With cards designed for people with good credit, bad credit and no credit, U.S. Bank has a credit card for anyone looking for flexible spending and valuable rewards.

To be eligible for the Amex Platinum Card^® you'll typically need a good to excellent credit score. This makes it one of the more difficult cards to be approved for.

Salary Needed for Amex Platinum Credit Card

There are no published salary requirements in order to qualify for The Platinum Card® from American Express. But the more you earn, the better. If you make nearly $100,000 a year and have good credit, you should have no issue getting approved.

But if you feel you may overspend to attain a welcome offer, then you should look at a basic card without an intro offer like the Capital One Platinum. This card can help you build credit so that you may eventually qualify for higher-caliber cards with competitive welcome offers.

To be eligible for the Amex Platinum Card^® you'll typically need a good to excellent credit score. This makes it one of the more difficult cards to be approved for.

U.S. Bank card credit score requirements vary by product. In general, our credit card products are for established credit with a credit score in the good to excellent range. The Secured credit card products are built for people looking to build or rebuild their credit with responsible use with fair credit score ranges.

Do you need a good credit score to get a platinum card? Yes, it's likely that you'll need a good credit score to get access to a platinum credit card. The eligibility criteria varies wildly between card issuers as there's no standard set of rules for what a platinum card is.

One of the easiest U.S. Bank credit cards you can get is the U.S. Bank Cash+® Visa® Secured Card. This card is available to applicants with bad credit, has a $0 annual fee and requires a minimum deposit of $300 to open the account. The deposit will serve as your credit limit.